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HOW DO WE OPERATE?
We begin each new engagement with a telephone interview in order to develop a basic understanding of your business and your borrowing needs. We then obtain and review your tax returns, credit report, and personal financial statement to establish your credit strength. We then prepare a "lender friendly" loan application package and negotiate on your behalf with certain lenders selected by us from our pool of over 65 financing sources. These sources include savings and commercial banks, finance and credit companies, conduits, and private lenders.
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WE SEEK TO OBTAIN FINANCING OFFERS THAT WILL PROVIDE YOU WITH THE LOWEST INTEREST RATE, LOWEST CLOSING COSTS, AND MOST FLEXIBLE LOAN TERMS AVAILABLE FOR YOUR CREDIT PROFILE. |
During the application stage, we will communicate with you in a prompt and professional manner, advising you on a daily basis as to the progress of your loan request. Once a financing offer or offers have been obtained, we will assist you with final negotiations with the lender. We will work with you and the lender to prepare for settlement, coordinating with third parties such as appraisers, title clerks, and insurance agents. We will attend settlement and review all loan documentation for you.
WE PROVIDE YOU WITH CONTINUOUS SUPPORT AND FOLLOW-UP THROUGHOUT THE ENTIRE BORROWING PROCESS, FROM INITIAL INTERVIEW, TO APPLICATION, THROUGH COMMITMENT AND CLOSING. |
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